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© 2026 Milind Prabhakar

About

Building systems that scale

I've spent 8+ years building enterprise-grade systems across financial services — from core banking engines processing millions of transactions at Oracle, to modernizing secured-card platforms at Discover, to leading customer migration at Capital One.

My sweet spot is the intersection of complex backend systems and polished user experiences. I've led teams, mentored engineers, and shipped systems that handle 1M+ concurrent users while maintaining 99.994% uptime.

8+

Years Experience

$3M

Annual Savings

73%

Registration Increase

1M+

Concurrent Users

Capital One

May 2025 – Present

Senior Software Engineer

Riverwoods, IL

  • Migrating secured-card customers from Discover to Capital One post-acquisition
  • Managing customer graduation workflows and transition logic across business models
  • Setting up multi-region database failover with Helm configs and hardware provisioning
  • Maintaining 90%+ code coverage with Pact contract testing and Playwright acceptance tests
  • Designing blue-green and canary deployment strategies for zero-downtime releases
JavaSpring BootReactTypeScriptAWS AuroraKubernetesHelmDatadogTerraform

Discover Financial Services

Jul 2024 – Dec 2025

Application Engineer

Chicago, IL

  • Architected real-time ACH refund system with Spring Boot, Kafka, and AWS Fargate — saving $3M annually
  • Reduced latency 15% through F5 GTM routing and OpenShift ingress optimizations
  • Discovered Calico network policy misconfiguration affecting multiple teams — first to identify and report
  • Mentored team of 4 engineers, improving Agile velocity and reducing cycle time by 30%
  • Conducted PR reviews for 5-10 developers, enforcing coding standards
Spring BootKafkaPostgreSQLAWS FargateOpenShiftTerraformELK StackDatadog

Discover Financial Services

Sep 2023 – Jul 2024

Senior Associate Application Engineer

Chicago, IL

  • Built secured-card graduation dashboard reducing call center volume by 60% and graduation time by 48%
  • Modernized legacy WebSphere to React MFEs — boosted registrations by 73% and activations by 64%
  • Implemented micro-frontends with Webpack 5 Module Federation for seamless user experiences
  • Ran 50/50 A/B testing between legacy and modern stack over 2-3 months before full cutover
  • Achieved 99.994% uptime with Catchpoint synthetic monitoring and blue-green deployments
ReactTypeScriptSpring BootNode.jsModule FederationAWS AuroraKubernetesCatchpoint

Agilant Solutions, Inc.

Aug 2023 – Sep 2023

Full Stack Developer Intern

Lisle, IL

  • Integrated in-house technology order gateway for Walmart's B2B software
  • Built frontend with React/TypeScript, meticulously replicating Figma designs
  • Implemented chatbot interface for service activation/installation assistance
ReactTypeScriptPHP

Illinois Institute of Technology

Aug 2022 – May 2023

Graduate Teaching Assistant

Chicago, IL

  • CS 425 — Database Organization (Jan–May 2023)
  • CS 442 — Mobile Application Development (Aug–Dec 2022)
SQLMobile DevelopmentTeaching

EY LLP

Jun 2022 – Aug 2022

Software Engineer Intern

Chicago, IL

  • Developed cloud-based microservices for food delivery platform using Spring Boot and Docker
  • Implemented MFA for enhanced system security
  • Async messaging with RabbitMQ and Kafka — 60% better scalability and fault tolerance
Spring BootDockerKubernetesKafkaRabbitMQ

Oracle Financial Services Software

Sep 2018 – Jul 2021

Associate → Staff Consultant

Bengaluru, India

  • Built core banking processing engines handling millions of transactions/day for 1M+ concurrent users
  • Developed distributed nightly batch frameworks for interest accruals, maturity payouts, and settlements
  • Optimized concurrency and SQL queries reducing batch runtime by 30%
  • Executed large-scale Oracle 19c migrations with zero data loss across hundreds of millions of records
  • Built reusable bulk file ingestion framework processing 20K-30K+ customers daily
JavaSpring BootSpring BatchPL/SQLOracle 19cOracle WebLogicJenkins

Just Think Technologies

Feb 2016 – Aug 2018

Software Developer

Bengaluru, India

  • Designed responsive e-commerce applications with React.js, Redux, and Axios
  • Built REST APIs with Spring Boot — enabled 50% faster order processing
  • Implemented caching and load balancing with Nginx and AWS ELB — cut API response times by 45%
ReactReduxSpring BootMongoDBNginxAWS